(407) 601-1835

Orlando Life, Health, Supplemental & Small Corporate Group Insurance

Brad Shivers Insurance Agency

Life Insurance Needs Calculator

When purchasing life insurance, the question really isn't how much you need, but how much capital your family will need at the time of your death, which depends on two variables:

1)How much will be needed at death to meet immediate obligations?
This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance and college costs to name a few.

2)How much future income is needed to sustain the household?
This is the number you'll arrive at after calculating the 'present value' of cash flow streams your family will need after your death.

Please note:
only numeric values will be accepted. Do not use special characters such as $ or commas

Our Services

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Contact us today to discuss your insurance needs, and we will gladly schedule a free consultation with you

Types of insurance

Health Insurance
Life insurance
Supplement Insurance

Contact us today to discuss your home insurance needs, and we will gladly schedule a free consultation with you.


All information provided is provided for information purposes only and does not constitute a legal contract between Brad Shivers Insurance Agency and any person or entity unless otherwise specified. Information is subject to change without prior notice. Although every reasonable effort is made to present current and accurate information, LinkNow!™ Media makes no guarantees of any kind.